For business clients and prospective clients

Terms of Service


JS Media Partners  ·  Last updated August 6, 2026

These Terms of Service ("Terms") govern your access to and use of jsmediapartners.com and our related business services (the "Site"), operated by Hugh O'Shea, PLLC, a Florida professional limited liability company doing business as JS Media Partners ("we," "us," or "our").

By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.

1. Relationship to the Master Services Agreement

These Terms govern use of the Site and the purchase process.

If you purchase lead generation services, that purchase is governed by a separate written Master Services Agreement and Service Order. In the event of any conflict between these Terms and that agreement, the Master Services Agreement controls as to the purchased services, including delivery obligations, quality standards, replacement and credit policy, exclusivity terms, and termination.

2. What we do, and what we do not do

JS Media Partners is a marketing and lead generation company. We are not an insurance agency, insurance broker, or insurance producer. We do not sell insurance, do not solicit insurance on behalf of any carrier, and do not provide insurance, tax, legal, or financial advice.

We deliver consumer contact information — "opportunities" — to licensed insurance producers on an exclusive, per-territory basis.

3. Eligibility and your representations

By purchasing or using our services, you represent and warrant that:

  • You are an individual authorized to bind the business you represent
  • You hold all licenses, registrations, and carrier appointments required to transact insurance business in each state and territory in which you will use our services, and you will maintain them for the duration of the relationship
  • You will promptly notify us if your licensure status changes
  • You will comply with all applicable laws in your use of information we deliver, including the Telephone Consumer Protection Act, the Telemarketing Sales Rule, state telemarketing and Do Not Call requirements, the CAN-SPAM Act, and applicable state privacy laws
  • You maintain your own privacy policy and will handle delivered consumer information as an independent controller
  • You will not resell, redistribute, share, or transfer delivered information to any third party
  • You will not use delivered information for any purpose other than offering insurance products you are licensed to sell

You are solely responsible for your own compliance. We do not verify your licensure and assume no duty to do so.

4. No guarantee of results

We make no representation, warranty, or guarantee regarding sales, conversions, appointments set, applications submitted, policies issued, commissions, return on investment, or revenue.

Any figures, examples, case studies, or testimonials on the Site are illustrative and do not represent typical results. Outcomes depend on factors outside our control, including your contact speed, sales process, licensing, carrier relationships, pricing, market conditions, and consumer behavior.

Our obligations regarding the quality and replacement of delivered opportunities are set out exclusively in the Master Services Agreement. Nothing on the Site expands them.

5. Purchases, payment, and renewal

Prices are in U.S. dollars. Payments are processed by our third-party payment processor, and by submitting payment you also agree to that processor's terms.

Services are prepaid. Delivery begins after payment clears and onboarding information is received.

Refund, credit, and replacement policies are governed by the Master Services Agreement and applicable Service Order. Except as required by law or expressly provided there, payments are non-refundable.

Where you purchase a recurring subscription, it renews automatically at the stated interval until cancelled in accordance with the applicable agreement. You are responsible for cancelling before a renewal date if you do not wish to be charged.

Chargebacks. If you dispute a charge for services already delivered, we reserve the right to suspend delivery and pursue the amount owed, along with any associated fees.

6. Territory exclusivity

Where your Service Order specifies an exclusive territory, the scope, duration, and conditions of that exclusivity are defined in the Master Services Agreement. Nothing on the Site creates or extends an exclusivity right.

7. Acceptable use

You agree not to:

  • Use the Site for any unlawful purpose or in violation of these Terms
  • Submit false or fraudulent information, including false licensure information
  • Attempt to gain unauthorized access to the Site or its systems
  • Use automated means to scrape, harvest, or collect data from the Site
  • Interfere with or disrupt the Site or its infrastructure
  • Reverse engineer or attempt to derive the source code of any part of the Site
  • Transmit malware or harmful code

We may suspend or terminate Site access at any time.

8. Intellectual property

The Site, including its text, graphics, logos, trade names, trade dress, layout, and software, is owned by us or our licensors and protected by United States and international intellectual property law. The JS Media Partners name and logo are our trade names and marks.

You may not copy, reproduce, distribute, publish, or create derivative works from Site content without our prior written permission.

9. Confidentiality

Pricing, territory availability, delivery methodology, and other non-public information we share with you in the course of a sales conversation or engagement is confidential. You agree not to disclose it to third parties except as required by law or to your professional advisors under a duty of confidence.

10. Third-party links

The Site may link to websites we do not operate. We do not control and are not responsible for their content, products, services, or privacy practices. A link is not an endorsement.

11. Disclaimer of warranties

THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, OR THAT ANY INFORMATION ON IT IS ACCURATE, COMPLETE, OR CURRENT.

Some jurisdictions do not allow certain warranty exclusions, so some of the above may not apply to you.

12. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST REVENUE, LOST BUSINESS OPPORTUNITY, OR LOSS OF DATA, ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR ANY OTHER THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SITE WILL NOT EXCEED THE AMOUNTS YOU PAID TO US IN THE THREE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Liability arising from purchased services is governed by the Master Services Agreement.

13. Indemnification

You agree to indemnify, defend, and hold harmless Hugh O'Shea, PLLC, its affiliates, officers, members, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or relating to:

  • Your use of the Site
  • Your violation of these Terms
  • Your violation of any applicable law, including telemarketing, privacy, and insurance licensing laws
  • Your handling, use, or disclosure of consumer information delivered to you
  • Any claim by a consumer arising from your contact with them

14. Dispute resolution and arbitration

Please read this section carefully. It affects your legal rights.

Any dispute arising out of or relating to these Terms or the Site will be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, rather than in court, except that either party may bring an individual claim in small claims court.

Arbitration will take place in Volusia County, Florida, or another mutually agreed location, before a single arbitrator. The award may be entered as a judgment in any court of competent jurisdiction.

Class action waiver. Any proceeding will be conducted only on an individual basis and not as a class, collective, consolidated, or representative action.

Nothing here prevents either party from seeking injunctive relief in court for infringement or misuse of intellectual property or confidential information.

Where a Master Services Agreement is in effect, its dispute resolution provisions control as to the purchased services.

15. Governing law

These Terms are governed by Florida law, without regard to conflict of law principles. Subject to Section 14, exclusive venue is the state or federal courts in Volusia County, Florida.

16. Changes

We may modify these Terms at any time. The "Last updated" date reflects the most recent version. Continued use after changes are posted constitutes acceptance.

17. General

Severability. If any provision is unenforceable, the rest remain in effect.

No waiver. Our failure to enforce a provision is not a waiver of it.

Assignment. You may not assign these Terms without our written consent. We may assign freely.

Independent contractors. Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and us. The name "JS Media Partners" is a trade name and does not indicate a partnership with any client.

Entire agreement. These Terms, our Privacy Policy, and any applicable Master Services Agreement constitute the entire agreement regarding the Site.

18. Contact

JS Media Partners A trade name of Hugh O'Shea, PLLC Ormond Beach, Florida

Email: [email protected] Phone: (386) 316-7949

Draft prepared for review. Not legal advice. Review by qualified counsel is recommended before publication.